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- 1.Visa Credit Cards - CreditCards.com
- Apply for Visa Credit Cards at CreditCards.com - compare online low interest rate Visa credit card applications. Apply with a secure Visa credit card application online.
- http://www.creditcards.com/Vis
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- http://www.hsbccreditcard.com/
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What means by credit card What means by credit card
application and what
information will need to
provide for a credit card
application?
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This is where you apply for credit. You typically need basic info like name, address, job, etc. |
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What can i do to get a credit Well, i had a credit card
about a year ago which i never
paid for but am doing so now,
i want to get a credit card
application aproved, what can
i do?
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It will take time before you rebuild your credit score. With your credit score it will be hard for you to get a loan. Check this resource I found on how to get approved even with bad credit score http://www.squidoo.com/badcred itcardresources Hope this will be helpful for you :) |
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Is requesting an increase in a I know that applying for a new
card will reduce my FICO, and
that increasing credit limits
(while keeping debt amounts
constant) will increase my
score - but this would not be
the case if requesting the
increase in credit limit is
treated as a new credit card
application?
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Depends. Some banks do a hard pull on your reports and check your scores which is called a hard pull. Sometimes they do a soft pull. A hard pull is a new inquiry on your report just like a new application and has to be authorized by you. A soft pull isn't a new inquiry and can be done by your card companies periodically. Soft pull is like account maintainance. Chase always does a hard pull as far as I know for CLI. When you request your CLI, ask them to do a soft pull and not a hard pull and see if they will do that. I tried this with RBS, they dont do soft pulls. Capital One and HSBC did and increased my credit without a hard pull. Cards that offer automatic CLIs tend to do it via soft pulls. As long as it is not a hard pull, it wont count against your FICO scores. Read the difference in the following article. http://credit-free-report.blog spot.com/2007/12/hard-pull-vs- soft-pull.html |
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