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    Investing - How To Information - eHow.com
  • From researching investment firms to purchasing an investment property, eHow's practical advice can help you invest for the future. eHow takes the mystery out of...
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Questions/Answers
Investing??
I was in the States as an international student. Since i have completed my studies i have come back to my home country. What i want to ask is, can i still invest in Bonds, Equity, CD's, etc...through my bank a/c, which is active. I will not be investing more than $5000. I do have a Social Security Numer and a active checking a/c(which i had opened up while my stay over there), and now even plan on opening up a savings a/c with the same bank. Would i be able to do that(invest) without any problems? Like from immigration office or the govt. Any help would be appriciated. Thanks.
Yes, you can invest with an American investment account, as long as you comply with certain regulations. Here is a direct quote from my broker/dealer: "Non-Resident Alien: An individual who is not a citizen and who does not have his permanent (tax) residency in the United States. A nonresident alien is subject to 30% NRA withholding on some types of U.S. income, and he must file a nonresident tax return on that income. The U.S. has tax treaties with many countries allowing a resident of any of these countries to claim reduced rates of withholding. A nonresident alien is required to file an original W-8BEN with the payer or he will be treated as a U.S citizen and be subject to backup withholding according to TEFRA rules. Here is a list of countries that the U.S. has sanctions against, with the date the sanctions were instituted. Residents of these countries may not have an American investment account: OFAC Country Sanctions Programs Program Last Updated: Balkans Sanctions 05/22/2006 Belarus Sanctions 02/27/2007 Burma Sanctions 05/22/2006 Cote d'Ivoire (Ivory Coast) 09/19/2006 Cuba Sanctions 05/23/2007 Democractic Republic of the Congo Sanctions 03/30/2007 Iran Sanctions 04/04/2007 Iraq Sanctions 07/21/2005 Former Liberian Regime of Charles Taylor Sanctions 05/23/2007 North Korea Sanctions 02/02/2007 Sudan Sanctions 04/04/2007 Syria Sanctions 08/15/2006 Zimbabwe Sanctions 05/22/2006
Where can a person startinvesting into an IRA thatdoesn't require a lot of moneyfor the initial deposit?
A friend works part time, her husband full time. Her employer does not offer a retirement plan, her husband is in his 401k plan. She wants to start investing some of her money to a retirement plan but does not have any money to initially deposit. Is it even possible for her to start an IRA? Are there better options for her to invest into? She wants to put in $25/ month electronically by AHC so she feels she is contributing to their retirement as well. As my husband and I both invest into our employer 401k programs, I did not have an answer for her and was hoping someone here would! She is 36 years old and was looking for something that would compound some off of her $300/year investment. Thanks!
There are mutual funds that do that. Suggest that she research mutual funds. When she finds one she likes, look at it's IRA plan. Another option would be the local bank for starters. Avoid DRIPs which are just one company stock. Suggest that she look at a ROTH IRA ... not the traditional IRA. Below are some examples and one mutual fund company that used to accept automatic monthly investments of $25.00 per month, I do not know what their minimum monthly is now. As always, investigate before you invest.
How do you get into investingin stocks and bonds? What isthe minimum to invest?
I'm thinking about investing in stocks and bonds but I don't know the first step to take in investing in one. Do I go through a broker? How do I find one? How do I find one that won't jip me out of money?
In today's world the easiest way is on-line. E-trade being one of the on-line traders they are cheap and do not require a large minimum. Different stocks and bonds have different requirements for purchasing. For stocks 100 shares is a typical minimum. For Bonds I believe you might still find some for 1000 dollars. But there are always exceptions and you can still buy 1 share of some stocks. Before you start understand trading is legalized gambling and though it is monitored there is still corruption. Only invest what you can lose. Always pay off your debt first. For information on Trading. The local library is always a good source. There are also several Magazines and Newspapers always willing to give you pointers and their view of how you should invest. Best strategies invest for the long term consistent gain.
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