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Canon Check Transport CR-55...
Whether deployed at the teller line in bank branches or commercial/retail... More |
...A commercial bank is a type of financial intermediary and a type of bank. Commercial banking is also known as business banking. It is a bank that provides checking accounts, savings accounts, and money market accounts and that accepts time deposits. After the Great Depression, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S. law, some use the term "commercial bank" to refer to a bank or a division of a bank primarily dealing with deposits and loans from corporations or large businesses. In some other jurisdictions, the strict separation of investment and commercial banking never applied. Commercial banking may also be seen as distinct from retail banking, which involves the provision of financial services direct to consumers. Many banks offer both commercial and retail banking services. Read full entry
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- Bank of America® Business
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- 1.Commercial Bank
- A community bank in East Tennessee, ready to meet all your banking needs.
- http://www.cbtn.com/
- 2.Commercial bank - Wikipedia, the free encyclopedia
- The term "commercial" was used to distinguish it from an investment bank. ... traditionally, large commercial banks also underwrite bonds, and make markets in ...
- http://en.wikipedia.org/wiki/C
ommercial_bank
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What happens when the Federal 1 the cash reserves of the
commercial bank decrease.
2 the loans of the commercial
bank will increase.
3 the net worth of the
commercial bank increases.
4 the government owes more
money and the national debt
increases.
or
5 the balance sheet of the
commercial bank is thrown off
balance.
Please pick 1, 2, 3, 4, 5
thanks
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The answer that is close to being correct is '1'. However, there are some flaws with the question. First, the Federal Reserve does not sell U.S. Government securities to anyone or any corporation in particular. The Federal Reserve buys and sells U.S. Government securities on the open market through the use of brokers. Any corporation and any person can buy these securities on the open market. This includes you. BTW, the U.S. Government borrows money by selling U.S. Government securities at auction. Anyone may buy these securities at the auction, even you. The Federal Reserve does not buy the securities it holds at the auction, it buys them on the open market. The U.S. Government will not redeem a security until it reaches its maturity date. The open market is where holders of U.S. Government securities can sell those securities in order to reclaim their money before the maturity date. If a commercial bank did purchase a U.S. government security on the open market, the amount of cash would decrease, but the total assets would remain the same. |
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what are the I'm at a crossroads right now
as far as choosing a bank for
a checking account, a general
savings account, and a IRA
account. I know that I should
look at fees, stipulations,
and APRs but I really want to
know the pros and cons of a
commercial bank vs a credit
union.
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Credit unions are not insured under the FDIC. They have their own kind of insurnace. A credit union cannot do any banking business on their own...so if you are using a credit union all your banking busness is being processed thru a bank anyway (they physically take all their work to a bank every night to be processed because they are not allowed to process it themselves). Furthermore...did you pay any money in income tax last year? If you did you paid more income tax than the ENTIRE CREDIT UNION INDUSTRY. So basically everytime you pay a fee or pay interest on a loan it is free untaxed money in the credit union industry. That reason alone is enough to take your busness to a bank |
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Where can I get a presentation I am looking for a presentaion
on a commercial bank treasury.
The commercial bank is new and
has no historical data. where
can a find a sample of a
presentaion that has to be
made at treasurer level.
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www.treasury.gov? |
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