Questions/Answers
icici gold credit cardapplication declined?
my icici application for gold credit card has been declined , can i apply for silver card ? or should i wait for 6 months to reapply again.
You could apply again right away, but know that it will affect your FICO score. Applying for several cards in a short period of time will knock the score down a bit. I would recommend waiting at least 6 months before applying for another card. You might want to (if you haven't already) get a copy of your three credit reports from AnnualCreditReport.com and check them to see if there is anything on there that could be removed or cleaned up. For some excellent information on credit repair, check out the following web site: http://www.creditinfocenter.co m/repair/
Is it possible that my creditcard application is deniedbecause of the company I workwith?
I recently applied for a credit card, but was denied. The reason was the company I work for does not meet their requirement or that the company does not earn much or to that effect. Does this also mean that the company is at the verge of closing? They told me that I passed the salary requirement. Except for the company because it is not earning that much. Actually, this is the first time I heard of this. It is a bank in the middle east. I can't believe I got denied because my company has a poor credit score?
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Why do banks keep sendingcredit card application formswhen you haven't asked forthem?
On one hand we are all being told to not have credit & watch our spending, so why do banks keep sending us "attractive" credit card offers? Do you think they should?
I don't think that banks should be allowed to 'entice' people to take credit credit cards via mail shots, likewise bank loans. If a person wants a loan or credit card, then they should have to apply for them via their own bank in person, imagine how much ID fraud could be prevented. Also, by applying in person they would not be able to lie about income and out goings because their bank would already have details, that way a great deal of debt and heartache could be avoided.
How can we cancel ICICI bankCredit card application?
I had applied for an ICICI credit card. But now i want to cancel it.
If you have the reference number of the application then call up the helpline and quote the reference number and request for cancellation. This should work. Otherwise when you call up the helpline and give as much details to help them find the application and get it cancelled. Probably you will have to speak to the manager who will be available at that time.
How many Credit Cardapplication are being signedonline every month? how manyof them are being approved?
I am posting an article about the online credit card marketing world and I can't get any official source that would state these numbers. Would be great to get some help...
Probably millions, and only 3 percent get aproved. ------------------------------ --------------------------- http://www.bestcreditrates.net
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