Questions/Answers
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Credit Card Application-Processing job???
I am wondering if anyone on
here knows how i can find a
job doing credit card
applications/processing? for
instance, if you walk into
dillards and want to get a
dillards store credit card,
you would fill out an
application and then the
cashier calls in the info, i
want to be the person on the
other end of the phone. the
one who actually processes
your application and tells you
if your declined or approved.
Anyone out there know what I'm
talking about? or how i can
search for this job?
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The job title is called underwriting / risk analysis. Most credit card applications are analyzed by a computer generated scoring system. However they are further analyzed by the underwriting dept. if the person is not accepted right away or the applicant asks for further review. I know for sure "GE Money Bank" does the credit card applications for JC Penney, Mervyns, and Wal Mart credit cards. I will put in a link below for you. For target it would be Target National Bank 3901 West 53rd Street Sioux Falls, SD. 57106-4216. They have ads on CareerBuilder.com Also look for the jobs at one of the sites like careers.com or hotjobs.com under banking and finance. Best wishes! |
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credit card application denied?
i tried to apply an american
express credit card at
applyclear.com and my
application was denied, 2
months ago i requested i
requested credit line increase
from bank of america and it
was denied and i applied a
second credit card in bank of
amrica it was denied as well,
are these things ruin my
credit report?
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Having a poor credit history and applying for the gold, platinum or other such credit card for which a good to excellent credit history is essential prerequisite, will only frustrate you. The denials, rejections etc. can cost you mentally as well as financially. So, it is always better to confirm with the credit card company about the credit history requirements. Apply online at: http://www.credit-card-gallery .com/Guaranteed_Approval.html and get guaranteed approval. |
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Chase Online Credit Card Application response?
Received pre-approved offer in
mail for Chase Visa Platinum
credit card, applied online
using offer code and received
email response after
submitted:
"We will notify you of
your approval status in 30
days by U.S. Mail...etc."
Does anyone have any
experience with this kind of
response and what it could
mean? Good sign, are they
actually considering the
application or is it a bad
sign for getting approved? Are
online credit card normally
applications immediately
approved or not?
I only have 2 cards, not high
limits and good credit score.
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I had a similar experience with Washington Mutual. They said that a credit card application could be approved in as little as 30 seconds. However, when I applied they told me that a decision would be sent in the mail. I thought it meant I was declined, but about 2 weeks later I received my card in the mail. Also remember that if you are declined you have the right to receive a free copy of your credit report. They will instruct you on how to obtain this in the letter they send you. |
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I got a free credit card application with the card attached and a charge of $249.00.I tore it up, why do i owe
I seen an ad on tv for a free
credit card application.When I
got the application the card
was attached.I read the form
and seen a charge of $249.00
for the attached card. I
called the card company and
told them I tore the
application up and didn't wish
to apply.They in turn put a
bad mark on my credit
history.Was I slammed by this
credit card company?Can I sue
them for this?
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If you never used or activated the card you never got service from them. You do not have to pay for services you never received. Contact the company again and tell them that and that they need to remove it from your report. Make sure they understand that you never used the card and didn't want it. They can't make you pay for something you don't have. |
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Credit card application declined, does that go on my credit file?
I applied for a credit card
with a bank it was declined I
want to go through another
bank with a slightly different
application ;) would the other
bank be aware that I have
recently be declined by the
other bank?
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Yes, every HARD inquiry( when you ask to open a credit line, the credit card company does what's called a hard Inquiry). Will show up on your record instantly and stay on for two years, but as far as them knowing any information off of the other application, they won't know, they will just know you applyed for credit at that bank. |
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