Questions/Answers
How do I get financial aid formy son if I also get financialaid?
What affects will my financial aid need have on his financial aid? This is for College.
You both will still have to complete the FAFSA separately. Your FAFSA will just contain your income and tax information/savings, while your son's FAFSA will contain yours and his. So, his EFC will most likely be different than yours. You both will be answering a couple of questions the same: how many in the household and of those how many attending college. You can get a rough idea of what the EFC for both of you will be by using this calculator: http://www.finaid.org/calculat ors/quickefc.phtml The financial aid you both may receive will be different if you both are attending different schools. Schools use the COA (Cost of Attendance) in conjunction with the EFC to determine a student's financial aid. So the need may be different. No one here can really tell you for sure since it depends on what the COA is. Talk to a financial aid officer at your school and/or the school your son is/will be attending for more information. Good luck!
How can a college student getfinancial aid if he/she isundocumented? Can she startthe legalization process?
I'm currently a 3rd year UCLA student pursuing a career in medicine. My family came to the US from the Philippines in 1993 under my dad's L-1 Visa. I graduated from my high school at the top of my class, have worked numerous jobs, pay for my car, rent, and even have my own online jewelry business. HUGE problem though -- I'm undocumented and am unable to get financial aid. My father's visa expired some time ago and because of problems with INS papers, the visa is now out-of-status and our case cannot be appealed. I DO have a social security number, a valid employment authorization card, a CA driver's license, work for a US company, and pay taxes. However, I am unable to get federal financial aid because I am neither a US citizen or a Permanent Resident. I am really struggling with paying tuition, so I am wondering if there is ANY way I can start the legalization process at this point. Med school is expensive, and without aid, I don't think I'll be able to go. Any advice? Just to clear things up, I came here LEGALLY with my family when I was a child. My social security number and driver's license, along with my employment card, are ALL VALID and not FRAUDS or STOLEN. I get very good grades and go to a very good school (UCLA). I did NOT ask to be here illegally -- my dad messed up with the papers while he was trying to adjust our status and somehow my siblings and I got stuck in this situation. I am not much different than the other students in my classes. Most of them were just lucky enough to have been born here. For the past 2 years, I've been borrowing from my friends to pay my tuition and paying them back as soon as I earn enough. I know the DREAM act would solve all my problems, but there's no way of knowing when and if it will be passed. I don't expect the government to give me a free ride (although I definitely qualify for it). All I am asking for is any way to start the legalization process with my status if I am already 21. and for those wondering, YES I DO PAY TAXES and have been for the 4 years I've had jobs. Please don't give me the "why should I pay for criminals" crap because I'm paying taxes too. I've been here for 13 years and basically grew up in the US and just recently became out of status. I know it's my dad's fault for not taking care of adjusting our status, but if you know of any way at all that I can petition for a visa MYSELF, I would really really appreciate it. I have thought about just dropping out of college because it's getting very expensive without any aid at all, but I am very diligent and determined to succeed.
its sad to hear you're in such a tough predicament.....im sorry but i may not have any real solution for you but i do know that if you are out of status for more than a year and you get caught by ICE...they might deport you and you will not be able to reenter the US 3-10 yrs.....i would advice you to seek consultation with a lawyer....you hv a unique situation and perhaps there maybe some legal remedy....try not to stay out of status too long as it may jepardize you chances of getting permanent residency...there maybe two ways you could help yourself....change career path from a doctor to a nurse - get your degree quicker ...get licensed and have a hospital sponsor you for green card (my cousin is doing this...it will be about 2 yrs by the time the whole process takes place)....or simply marry a guy who's a US citizen and have him sponsor you....either way...you definitely have some hardships ahead of you ....in my experience ...tryin to get employment visa is very tough as only 50,000 visas are available each year ....on the other hand if you marry a us citizen...you become an immediate family member and your given a conditional green card 4-6 months into your gc application and after two yrs you get your permanent green card...im sure you must know someone who can sponsor your through marriage....i hope things work out for you.....and maybe perhaps this amnesty bill passes and you can apply then....if not consult a good lawyer and see if they have any viable options for you... good luck!!!
How do financial aid officesknow you're sending in realtax returns when they ask forverification?
When a student gets selected for verification, what's to stop someone from submitting a fake tax return? The financial aid offices don't have access to IRS information. Also, if someone is a single parent and earns about $50,000 a year will financial aid be drastically reduced if the income was $11,000 the previous year?
The US Department of Education audits the schools to make sure the schools are verifying properly and that the money the school is given to assist need-based financial aid is being apportioned properly. When a student (and parent if dependent) sign the FAFSA that is an agreement that no false information will be given knowingly. On the front page of the FAFSA it states: "WARNING: You must fill out this form accurately. The information that you supply can be verified by your college, your state, or by the U.S. Department of Education. You may be asked to provide U.S. income tax returns, the worksheets in this booklet and other information. If you can't or don't provide these records to your college, you may not get Federal student aid. If you get Federal student aid based on incorrect information, you will have to pay it back; you may also have to pay fines and fees. If you purposely give false or misleading information on your application, you may be fined $20,000, sent to prison, or both." You can read the financial fraud act here http://frwebgate.access.gpo.go v/cgi-bin/getdoc.cgi?dbname=10 6_cong_public_laws&docid=f:pub l420.106
Does financial aid have animpact on how I file taxes?
I want to apply for financial aid for college but I have concerns. I'm worried because even though I'm married, I file single to get my earned income tax credit. I use a different address and my husband files single also( he makes too much money for us to get earned income credit). Also should I use my current address( we own this house together)? I have been told by friends to apply for financial aid as single also. Does anyone know if that's a good idea or not? How soes financial aid work anyway? do they check everything with a magnifying glass? I just want to go to college.
You are required to file as married filing separately and to file your financial aid married filing separately as well. It is illegal to file as a single UNLESS you were divorced or unmarried on the last day of last year. Further, if you do not qualify with his income, it is a criminal offense to claim it as though you were not married. If the Federal government ever realizes you were married not only do you have to repay it with a 1% per month penalty and 1% per month interest (24% per year much higher than most credit cards) you are banned from receiving for 10 years in the future even if you legally qualified for it. You may also be liable for criminal sanctions. Financial aid rolls off your tax returns and your personal records. They check all of your resources such as bank accounts, brokerage accounts, homes and other resources. The US Department of Education creates a number for you, say 6000. They then establish a cutoff number based upon Congresses' approved budget. The number determines how much of the Congressionally approved budget you are eligable for. The school then applies its own mechanism on top of the Federal one. They collect more info, in most cases, than the Feds do and they communicate to one another. If you apply for financial aid as a single, you are committing a criminal act. You need to find a CPA to help you bail out of the mess you have put yourself into. On the other hand, married people with children get higher financial aid.
Financial Aid question is itpossible to get money fromnext semest to pay this sem?
Could you ask financial aid to take money from next semester, including loans, grants, to pay for something for this semester. I know they would have to review your file but is this possible did anyone ever try?
Talk to the financial aid office at the school. I've been able to do it for small amounts, like books.
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