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Chase Online Credit Card Received pre-approved offer in
mail for Chase Visa Platinum
credit card, applied online
using offer code and received
email response after
submitted:
"We will notify you of your
approval status in 30 days by
U.S. Mail...etc."
Does anyone have any
experience with this kind of
response and what it could
mean? Good sign, are they
actually considering the
application or is it a bad
sign for getting approved? Are
online credit card normally
applications immediately
approved or not?
I only have 2 cards, not high
limits and good credit score.
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I had a similar experience with Washington Mutual. They said that a credit card application could be approved in as little as 30 seconds. However, when I applied they told me that a decision would be sent in the mail. I thought it meant I was declined, but about 2 weeks later I received my card in the mail. Also remember that if you are declined you have the right to receive a free copy of your credit report. They will instruct you on how to obtain this in the letter they send you. |
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